interim report 2003 modified statutory basis 17 summarised consolidated profit and loss account 18 statement of total recognised gains losses reconciliation movements in shareholders funds 19 balance sheet 20 cash flow 21 notes to the accounts 28 independent review 29 shareholder information 01 highlights 02 chairman s 04 group chief executive achieved 10 11 on we are world seventh largest insurer biggest uk one leading providers life pension products europe 828m operating continuing operations 2002 955 million 7 5bn worldwide long term savings new business sales 3 billion 101 combined ratio delivered by our general insurance unaudited results six months ended 30 june aviva plc 1 9bn bancassurance 2bn equity 31 december 9 5 profits reporting headline have been included using this is
