1 cit group inc ubs financial services conference may 10 2005 2 notices forward looking statements certain made in these presentations that are not historical facts constitute under the private securities litigation reform act of 1995 including those signified by words such as anticipate believe expect estimate target and similar expressions reflect current views its management subject to risks uncertainties changes circumstances s actual results or performance differ materially from expressed implied factors could affect include but limited potential interest rates competitive general economic conditions funding markets industry cycles trends associated with risk residual value leased equipment other described our form k for year ended december 31 2004 q quarter march does undertake update any non gaap measures defined regulation