pricing private health insurance products in china by dr chen tao from southwestern university of finance and economics chengdu p r dresden april 26 2004 school swufe 2 content n market data resource actuarial assumptions model process practice regulation business future actuary 3 introduction chinese urban worker s basic medical system ubms 100 million workers covered 2002 cmlss contribution rate 6 wages risk pooled fund saving account personal for out patient service fee mutual reimburse hospital expense deductible 500 1000 yuan rmb coinsurance 20 30 yearly reimbursement maximum 40000 70000 4 the role potential national supplementary
