present situation and foreseeable development of 337 insurance distribution channels in spain joaquim beknard rio proasistem eukoi a 12 08028 barcelona spaw telephone 34 3 4 l 22 11 fax 1 06 00 manuel vila calsina cogiujp paris 152 08036 410 51 abstract great transformation is happening the spanish due to influence foreign intermediaries union market also derived from introduced changes legal regulation we have noticed factors which stand out recent law 9 1992 april 3oth about intercission private insurances such as it tries modify old habits liberalizes system likewise supervision phase proyect with administration european legislation through s directives specially freedom provide services make liberalization outside national territory however order obtain complete will be most likely necessary promulgate director
