audited financial results for the year ended 31 december 2003 chairman s statement highlights historical net profit after tax up 526 from 2 7 billion to 16 9 headline earnings per share 524 5 80 36 21 cost income ratio improved 44 37 total dividend 464 110 cents 620 deposits 440 55 297 8 balance sheet size 481 69 403 capital adequacy 05 operating environment in my last i said under review will certainly go down history books as one during which country socio political and economic structures reached levels of misery instability never experienced before our short independence there is little doubt that saw plummet even lower gross domestic product gdp contracted real terms by almost 15 inflation rose ever faster record a on increase 598 this assessment shows
