churchill c hurchill asualty l td a nnual r eport 2002 table of contents letter from the president 1 casualty ltd overview 2 member responsibilities 4 premium development & membership criteria 6 dividend distribution safety achievement awards 8 number members marketing regions 12 by industry 14 financial statements executive summary 18 balance sheets 20 income 21 payroll sales growth patterns 22 service providers 24 biography 25 annual report dear shareholder is now in its tenth consecutive underwriting year initial two companies that formed and began doing business 1992 has grown to seventy four active with coverage locations throughout united states as an enhanced communication tool we have once again prepared this for your review pages you will find some company profiles along information on products manufactured materials distributed or services provided our sampling exemplifies heterogeneous nature businesses well range knowledge experience bring together one greatest strengths involvement
