99 selected consolidated financial and operating data our other for at year end fiscal 2003 have been derived from statements prepared in accordance with us gaap the icici 1999 2000 2001 2002 s these audited by kpmg india independent auditors following approval of shareholders high court gujarat ahmedabad judicature bombay reserve bank approved amalgamation personal services capital into on april 26 statement accounting standard no 141 business combinations issued standards board requires that be accounted period which combination is consummated accordingly under has reflected contained this annual report as it was effective date purposes