1 2 outline of the presentation results1 update on integration2 3 private banking and asset management4 5 corporate investment retail 4 2nd highest net result among euro zone banks 60 over pro forma 1999 interim 17 before restructuring charge 6 billion euros in group results 24 increase gross operating income compared with an already exceptional first half millions constant scope exchange rates 1st change 2000 including fees commissions oper expenses depreciation cost risk 7 307 946 704 603 333 270 8 385 371 142 243 431 812 14 21 9 29 23 ratio 61 64 10 0 19 underlying total non o w capital gains bnp paribas equity affiliates goodwill