report on trend & progress of housing in india june 2000 contents chapter heading pages economic scenario 1999 2 3 4 9 institutional framework for finance companies 10 25 banks 26 33 cooperative sector 34 39 national bank nhb 40 49 7 asset quality 50 52 government initiatives 53 59 amendment act 60 63 mortgage backed securitisation mbs 64 69 annexure 70 glossary 71 72 i 1 over the years it has become increasingly obvious that is closely connected to overall economy any country macro environment a direct bearing market and vice versa also becoming evident uplift developing nations cannot be achieved solely by foreign capital import technological know how social developments critically depend broader actions enabling people develop sense responsibility belonging whereby individual performance can used interest material improvement