financial services authority occasional paper series 19 october 2002 losing interest how much can consumers save by shopping around for products malcolm cook fionnuala earley jody ketteringham sarah smith fsa papers in regulation foreword the is committed to encouraging debate among academics practitioners and policy makers all aspects of facilitate this it publishing a extending across economics other disciplines these will cover such topics as rationale costs benefits various structure development industry since their main purpose be stimulate we welcome opportunity publish controversial challenging material that may have been presented or published elsewhere criterion acceptance which independently refereed they should make substantial contributions knowledge understanding area encourage from external authors well within either case express views author not necessarily those
