banking sector interest rate spread in kenya njuguna s ndung u and rose w ngugi macroeconomic economic modelling division institute for public policy research analysis kippra discussion paper no 5 march 2000 brief the is an autonomous whose primary mission to conduct leading advice capacity building produce consistently high quality of key issues contribute achievement national long term development objectives it aims influence decision making process positively through effective dissemination recommendations resulting from training build therefore produces a body well researched documented information on assists formulating strategic perspectives serves as centralized source which government private may obtain published bishops garden towers road po box 56445 nairobi tel 254 2 719933 4 fax 719951 email