the report of consumer credit review disclaimer information contained in this brochure is a general nature only and should not be regarded as substitute for reference to legislation or professional advice copyright state victoria 2006 publication no part may reproduced by any process except accordance with provisions act 1968 on how reproduce material from contact affairs victroria division department justice published 452 flinders street melbourne 3000 authorised victorian government table contents i foreword 1 terms 3 executive summary 4 making submission 10 abbreviations 11 options 13 context introduction 19 national approach regulation 21 2 28 market 30 what it priced 32 size structure 33 trends
