us department of housing and urban development comprehensive market analysis reports policy & research the ithaca new york as january 1 2005 economic foreword this has been prepared for assistance guidance hud in its operations factual information findings conclusions may also be useful to builders mortgagees others concerned with local conditions trends does not purport make determinations regarding acceptability grants funding applications or mortgage insurance proposals that under consideration by framework follows guidelines methods developed division are thorough current possible based on available date from national sources such modified subsequent developments wishes express appreciation those industry state government officials who provided data