Insurance market in Australia

customer service, cd-rom, mine, nitrate, offset, transit, airlines, asset management, books, cancer, catering, catering, chair, clothing, coal, computer hardware, computer software, credit card, cytotoxic, emergency, entertainment, footwear, freight, furniture, general insurance, hairdressing, health care, heavy truck, home products, hospital, hospitality, information technology, insurer, insurers, meat, mining industry, pensions, pesticides, reinsurance, restaurants, restaurants, software, spread, surveillance, textile and clothing, tractor, tractors, trading, watch, wholesale,

annual report 2005 2006 37 overview of workcover nsw financial performance 38 statement by directors 39 independent audit 40 actuarial certificate 42 income 44 balance sheet cash flow 45 changes in equity note 1 reporting entity 2 constitution and function the authority 3 summary significant accounting policies 46 4 contributions 50 5 fees charges 6 investment revenue 7 other 8 salaries employee payments 51 9 personnel services 10 operating expenses 11 grants 12 net claims incurred borrowing costs 52 13 gain loss on disposal 14 gains losses 15 trade receivables 53 16 assets investments 17 instruments terms conditions 54 18 property plant equipment 56 19 intangibles 59 20 payables 60 21 provisions 22 outstanding 61 23 62 24 reconciliation provided activities to surplus deficiency from ordinary