17 part 2 introduction this report has been prepared at the request of asic as its ongoing commitment to ensure that objectives financial services reform act 2001 fsra are achieved in november released policy statement 168 disclosure product statements and other obligations it is stated would be undertaking further work achieve set out those including comparability fees returns for investment products ps 39 anticipates include research projects consultation with industry consumer representatives about best way related outcomes example detailed guidance or development effective standards noted below extensive consultations key stakeholders were undertaken preparation i thank organisations individuals who participated process focuses upon one aspect under charges focus pdss