fixed income investor presentation august 2006 2 forward looking statement this may contain projections and statements any such involve known unknown risks uncertainties other factors which cause the bank of ireland group s actual results performance or achievements to be materially different from future expressed implied by will based on numerous assumptions regarding present business strategies environment in operate further upon events not prove accurate these materials speak only as at date assumes no obligation update provide additional information relation 3 table contents overview financial funding & capital management conclusion appendix 5 profile oldest established 1783 diversified services with operations principally uk largest