mutual funds annual report summit pinnacle series zenith portfolio bond s&p 500 index midcap 400 balanced nasdaq 100 russell 2000 small cap eafe international lehman aggregate december 31 2006 39793fnl 2 20 07 5 23 pm page fc1 fc2 inc important considerations about investing in a description of the policies and procedures that portfolios use to determine how vote proxies relating securities information regarding voted during most recent 12 month period ended june 30 is available without charge upon request by calling 1 877 546 fund or on website at www summitfunds com exchange commission s sec gov file complete schedule investments with for first third quarters each fiscal year form n q
