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groupe banque scs alliance rapport annuel 2001 group annual report table des matières of contents page introduction 7 conseil d administration et actionnariat board directors and shareholding 16 comité de direction la management committee 18 vos principaux contacts avec your main within 22 activité du activity 28 comptes annuels consolidés consolidated financial statements 63 119 nassau ltd 151 correspondants bancaires correspondent banks 175 bureaux représentation filiales representative offices subsidiaries 176 pascal nodé langlois président chairman the in last year s we forecast a difficult transition period for bank it would have been more appropriate to speak necessary changes just entered into crucial phase latter as department involved represents cornerstone our business namely development investment