state of montana analysis impediments to fair housing and choice prepared in support s five year consolidated plan april 1 2005 march 31 2010 for department commerce division www mt us by western economic services 212 se 18th avenue portland oregon 97214 503 239 9091 fax 0236 e mail rgaudin wes info november 2004 table contents page executive summary section i introduction 5 overview funding study methodology 6 ii background 7 population age sex 9 disability status race ethnicity 10 indian tribes 13 labor force statistics 14 per capita income 16 low concentrations 17 poverty 20 unemployment values 21 stock 22 problems unsuitable 23 cost burden 24 iii national laws 27 the act 1968 law discrimination credit transactions 34 iv public private programs activities 35 urban development hud initiative