axa full year 2006 earnings balance sheet & embedded value april 10 2007 and 2 cautionary statements concerning forward looking certain contained herein are including but not limited to that predictions of or indicate future events trends plans objectives with respect s ambition 2012 project the financial other associated integration winterthur undue reliance should be placed on such because by their nature they subject known unknown risks uncertainties can affected numerous factors could cause actual results differ materially from those expressed implied in past these include without limitation risk businesses will integrated successfully our inability achieve anticipated synergies acquisition catastrophic possible pandemic weather related terrorist incidents economic market developments legislative regulatory