review of axa s activities in japan september 30 2004 2 cautionary statements concerning forward looking certain contained herein are including but not limited to that predications or indicate future events trends plans objectives undue reliance should be placed on such because by their nature they subject known and unknown risks uncertainties can affected other factors could cause actual results differ materially from those expressed implied the past these include without limitation risk catastrophic possible terrorist related incidents please refer annual report form 20 f document de référence for year ended december 31 2003 a description important may affect business undertakes no obligation publicly update revise any whether reflect new information circumstances otherwise
