full year 2005 earnings february 28 2006 press conference page 2 disclaimer and cautionary statements concerning forward looking certain contained herein are including but not limited to that predications of or indicate future events trends plans objectives with respect axa s ambition 2012 project the financial other associated undue reliance should be placed on such because by their nature they subject known unknown risks uncertainties can affected numerous factors could cause actual results differ materially from those expressed implied in past these include without limitation risk catastrophic possible weather related terrorist incidents economic market developments legislative regulatory actions investigations as well litigations types proceedings please refer annual report form 20 f document de référence for ended december 31 2004 a
