working together for a skilled tomorrow extract taken from draft sector skills plan 2005 2009 which covers profile of insurance demand in the supply s development priorities introduction research ssp commenced september 2003 where with assistance grant thornton an intensive consultation process stakeholders involving personal interviews questionnaires workshops and forums was undertaken information obtained through has been encapsulated chapter 1 objective to set scene viz identification key issues policies changes or other developments since previous implications new nsds on should provide snapshot economic indicators analysis geographic concentration trends growth decline challenges opportunities definition industry is business insuring persons property incorporates coverage by contract binding party indemnify another against specified loss