north carolina s subprime home loan market after predatory lending reform a report from the center for responsible keith ernst john farris eric stein august 13 2002 301 w main street durham nc 27701 919 956 4400 http www responsiblelending org ii about is nonprofit research and policy organization that focuses on issues an affiliate of self help leading community economic development lender over twenty years has provided 1 7 billion in financing to 25 000 small businesses non profits low income homeowners authors serves as assistant general counsel admitted practice law 1996 he holds degree graduate public studies duke university where distinguished himself by serving editor two journals graduating school with high honors before joining served director at institute southern analyses justice his current responsibilities
