2004 general market consumer survey certified financial planner board of standards inc 1cfp s table contents introduction 2 research objectives 3 methodology 4 profile participants 5 characteristics by lifestage 6 attitudes 7 top 10 reasons people begin planning 8 primary adviser 9 to consult a professional choosing 11 having written plan 12 satisfaction with advisers 13 toward finances and 14 cfp certification marks other findings 15 use computers the internet consumers 16 copyright all rights reserved examines activities professionals reveals that generally consider themselves be financially knowledgeable inter ested in though many worry about retirement savings excessive debt addition these analyzes range criteria managing one