annual report to governor jennifer m granholm 2003 state of michigan office financial and insurance services linda a watters commissioner department labor & economic growth david c hollister director for the year ending december 31 table contents page ofis mission vision statements 4 message from 5 organization chart 6 reports divisions narrative explanation distinctions between offices 7 human resources budget division 9 evaluation bank trust 13 credit union 18 enterprise monitoring examination 21 supervisory affairs 25 policy conduct consumer assistance review securities 28 38 health plans 41 45 corporate section appendixes appendix list commissioners 49 b consolidated balance sheets bidco statistics 50 statistical information 55 d company activity 59 entity type definitions 64 top 20 writers 67 recapitulation 70 domestic regulated entities 71 alien 74 foreign 75 e receivership