annual report 2000 main financial figures for 1998 in m 1999 percentage change share capital 7 8 10 1 29 equity 22 0 93 3 80 2 264 insurance reserves 110 251 254 4 131 premiums 60 142 125 5 109 revenues from investments 12 6 88 9 total assets 150 389 361 141 pre tax profits 24 173 return on 13 26 contents the chairman s letter brief history economic developments market activities corporate strategy development board of directors administration affiliated companies dear shareholders dawn 21st century finds aspis pronia retaining its leading role greek sector year was a adjustment international markets terms competition products and services whilst values slowdown turned out to be significant both greece abroad this difficult time period brought about by external factors managed generate thus proving flexibility respond successfully exogenous changes environment