fund profiles us global investors 3rd quarter 2002 local insights perspectives 3 equity and fixed income mutual funds domestic all american 2 bonnel growth 4 megatrends 6 international china region opportunity 8 resources 10 eastern european 12 specialty gold shares 14 world precious minerals 16 tax free 18 near term 20 government securities savings 22 treasury cash 23 returns for the period ended september 30 24 more complete information about any including charges expenses obtain a prospectus by visiting at http adviser usfunds com or call 1 800 873 3639 read carefully before you invest send money distributed brokerage inc offerings table of contents lower risk return moderate higer r egion opport unit y f und wo rld p ecious esources b onnel gro w th equit megat rends undt ax ee t erm