1 8 december 2000 guus kullberg chairman delta lloyd nuts ohra presentation intermediary division 2 contents introduction market developments key figures outlook on dutch strategy 3 focus distribution channel consists of life general insurance health s&p aa rating for both and entities 60 dlno premium income derives from 4 strength strong brand reliable consistent during thirty years in outstanding account management great investment performance excellent expertise asset liability alm pension funds 5 6 economic growth recent prospects are good anticipated pa ageing population will continue to increase current over 65s at 14 2020 this 21 individualisation lead further increases numbers households 1999 million based a 15 residents trend collectivisation via group programs consumer capital 7 1995 cagr commercial personal
