annual report 2002 ge capital bank 2 3 introduction 8 basic information about the 12 supervisory board 17 of directors 19 financial indicators 21 goals and forecast for 2003 23 24 auditor s to shareholders 25 on relations among affiliated entities 32 statements 40 notes dear customers colleagues after my first year in role general director chairman i can express pleasure as that was a successful us this is not just an empty phrase it clearly backed up by results net profit grew 1 czk 911 million volume loans provided clients 67 7 billion see graph no adequacy remains above 29 per employee 10 9 467 000 all while maintaining high level satisfaction loyalty our number which has grown