sources of sme business debt financing in atlantic canada by theresa shutt & pierre vanasse the conference board ottawa march 1999 table content overview and executive summary 1 introduction 8 providers 10 domestic banks foreign 11 trust mortgage loan companies 12 credit co operatives 13 life insurers 14 specialized financial institutions 15 cards 16 related initiatives government agencies 17 patterns 22 commercial loans lease contracts 25 non residential mortgages 26 conclusions implications 28 appendix 31 notes on use data 32 type methodology for estimating 33 small medium sized enterprises smes continues to be a key focus industry response need was asked help characterize lending markets as it had done whole its september 1997 report entitled what s new course this work funded