1 115 8 89 2 0 04 yea r s annual report 2004 notice of general meeting 3 financial & other highlights 4 directors 5 ten year statistical review 6 7 to shareholders 25 risk management 26 28 economic 29 30 shareholdings 31 32 85 glossary 86 87 board 88 executive and senior officers 90 91 branches managers 92 93 corporate directory 94 95 notes proxy form c ontents is hereby given that the thirty eighth bank nova scotia jamaica limited will be held on friday 18th february 2005 at 10 00 am pegasus hotel 81 knutsford boulevard kingston for following purposes namely consider company accounts reports auditors ended october if thought fit pass resolution no statements account approved adopted