halifax group plc interim results 2000 1 stock exchange announcement 2 announces its our retail businesses have all delivered strong in a market where the competition for customers is really hotting up and customer retention absolute imperative james crosby business performance record profit before tax of 885m 152m an increase 21 with underlying earnings per share increasing by 8 to 27 7p dividend 5p 13 zero cost growth target beaten 5 almost enough fund revenue spend new channels operations profits increased 9 year on reflecting margin only lower at against 24 previous six months net lending doubled 4bn well ahead 12 whilst gross rose 29 10bn 17 household sector liquid assets maintained 14 now h olding more than quarter uk s cash isas pre from diversified grew