huntington bancshares incorporated 2000 annual report volving xpanding banking about untington is a 29 billion regional financial holding company headquartered in columbus ohio founded 1866 has made more than 50 bank acquisitions its 135 year history and grown to be one of the nation s top 30 banks asset size today 500 retail office locations principal markets florida indiana kentucky michigan west virginia other customer touchpoints include online services at com network 1 400 atms direct 800 480 serves needs customers with individualized products high touch total service innovative technology on return basis outperformed s&p index over past decade an average 20 10 years this summary management discussion analysis audited statements related notes are contained supplement 2001 proxy statement contents 2 6 16 17 18 19 21 consolidated