for immediate release contact j robert hunter 703 528 0062 april 29 2003 good news commercial insurance buyers plummeting insurer losses and slowing rate hikes signal lower prices in near future washington dc the consumer fe deration of america cfa today released data showing that loss ratios portion premium dollars used to pay claims have dropped sharply last year while increases slowed fourth quarter a row thes e two trends indicate end hard market which sharp significant cutbacks coverage adversely affected many from doctors municipalities combination low er continued sluggish most lines is double whammy can t take said s director businesses should see their costs level off then start drop next few months plunge chart below shows ratio earnings has now at