91 8 in the commercial and specialist banks at end of 2004 banking generally omanisation had increased to 85 3 senior middle ranking administrative grades 99 6 clerical 100 non by while percentage omanis foreign exchange finance companies licensed cbo was 51 1 61 respectively operations sector achieved good rates growth with value combined assets liabilities operating sultanate rising ro4 891 9 million an increase compared 2003 total credit including loans facilities provided private individuals public corporations government rose over figure achieve ro3 510 as far were concerned deposits oman s 7 078 2 totalled ro2 500 investment licences granted nine