f i r s t n v e m b a k h l y p o 2 0 6 half year report 2006 01 message from the chief executive director 2005 was successful for first investment bank ad fibank happily trend has continued into of major achievement been more than 19 increase in profit on whilst working within credit expansion guidelines bulgarian national up bgn 10 079 million to 12 033 primarily six months this are characterised by solid financial performance and maintenance market share light tough competition limited growth loan portfolio enhance its international credentials through issue further euros 21 perpetual hybrid debt transaction lead dresdner kleinwort wasserstein london proceeds have used strengthen regulatory capital base during period strong remained relatively flat
