1 index letter from the chairman 2 company details 5 ownership 6 board of directors 8 corpbanca senior management 10 and personnel 11 business activities 13 report 20 investment funding policies 29 patents other rights principal assets 30 subsidiaries support companies stock exchange transactions 34 dividend policy 35 remuneration committee material events 36 financial statements 37 statement liability 67 year 2004 was a period favorable evolution for implementation its strategy maximizing growth while not forgetting strict commitment maintained on loan quality expense efficiency central line this process as it has been during previous fiscal years due to once again expanded over industry levels with risk level below banking sector average market leader in ratios nevertheless new achievement must be added above associated our view solvency soundness institution s equity is reflected by cost borrowings that operated which any measure one lowest