charter number 21541 o large bank comptroller of the currency administrator national banks washington dc 20219 public disclosure october 17 2005 community reinvestment act performance evaluation union california na 400 street san francisco 94104 office supervision 250 e sw mail stop 6 1 0001 note this document is an institution s record meeting credit needs its entire including low and moderate income neighborhoods consistent with safe sound operation not should be construed as assessment financial condition rating assigned to does represent analysis conclusion or opinion federal supervisory agency concerning safety soundness table contents overall cra definitions common abbreviations 2 description 5 scope fair lending review 7 state 8 oregon 24 29 appendix a examination b summary ratings