northrim bancorp inc table of contents page about the company 1 financial section selected data 5 management s discussion and analysis condition results operations 6 report independent registered public accounting firm 25 consolidated statements 27 notes to 31 annual on form 10 k 53 note regarding forward looking this includes within meaning 21e securities exchange act 1934 as amended these describe expectations future events developments such operating growth in loans deposits continued success style banking strength local economy all other than historical fact including industry prospects or position made are we use words anticipates believes expects intends similar expressions part help identify reflect manage ment current inherently uncertain our actual may differ significantly from those variations be both
