key parameters and characteristics of russia s insurance industry penetration is a index maturity development the market share premium in gdp 2001 amounted to 3 1 percent how good or bad this figure if compared against international yardsticks developed european countries range 7 8 but regional gross product eu by far exceeds that hence each here weighs more another telling characteristic business company investment ratio amounts about 55 figures basic data cea brussels 2002 table major indices world aggregate all classes region country amount bln per capita north america usa canada 949 00 81 084 western europe 740 31 542 central eastern 22 2 83 67 japan 446 11 508 average worldwide 408 393