33 i contents of business 1 major items deposits the bank continued to promote checking and demand in order lower cost operating capital improve its deposit structure total amount at end december 2004 was nt 2 069 4 billion representing an annual growth 3 25 from that a year earlier low rate due mainly slide treasury time however manifested continuously growing trend which beneficial improvement s corporate banking policy is provide loans private enterprises make optimal use sme credit guarantee fund besides reviewing revising or establishing related loan regulations whenever necessary also carries out follow up evaluation on monthly basis formulates measures for further with consideration given both diversification risk increasing management fee income engages vigorously domestic overseas syndicated markets outstanding
