working paper no 03 assessing benefits and costs of commercial banana production in the philippines rp calderon ac rola institute strategic planning policy studies formerly center for development college public affairs university los baños laguna 4031 telephone 63 049 536 3455 fax 3637 e mail address ispps mudspring uplb edu ph homepage http www issps series reports results conducted by faculty staff these have not been reviewed are being circulated purpose soliciting comments suggestions views expressed those author do necessarily reflect funding agencies if applicable please send your to director contents abstract i introduction 1 ii philippine industry 2 income performance trade 5 iii technology 6 iv health environmental