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Crédit - Financement > Etude de marché sectorielle
 Consumer Credit in Spain 2006
€ 1 356,00
Editeur :
Datamonitor
Langue :
Anglais
Date de publication :
Août 2006
Taille du document :
66
Autres informations :
Description , Table des matières
 

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Présentation de l'étude de marché - Description & Table des matières
 Consumer Credit in Spain 2006

Introduction
Short report analyzing the consumer credit market in Spain. Covers market size, trend analysis, market forecasts, competitor market shares and key regulatory and competitor developments in the market.

Scope
Covers the consumer credit market (not including any loans secured on property)
Provides market sizing data in terms of gross advances and balances outstanding
Provides competitor market share for the top five players in terms of balances outstanding; a short profile of the top players is also provided
Provides competitor market share for the top five credit card lenders in terms of balances outstanding
Highlights
The Spanish economy has been ``booming``, resulting in major growth of the consumer credit market. However, Datamonitor believes that while Spain will continue to see strong economic performance, thus maintaining its status as one of the fastest growing economies in Western Europe, there will be a slight slowdown in the near future.

Consumers in Spain borrowed more through point of sale (POS) retail finance in 2004 than any other product. Much of the POS retail finance market in Spain is made up of private label cards, which are used for short term lending thus accounting for the higher proportion of gross advances compared to balances outstanding for POS retail finance.

The rapid growth experienced in the Spanish retail finance sector has occurred hand-in-hand with a boom in the Spanish consumer credit market as a whole, largely buoyed by favorable economic conditions. In addition, the rise in mortgage borrowing has further increased spending on furniture and other household items for newly purchased properties.

Reasons to Purchase
Learn how the Spanish consumer credit market has developed over the last five years
Understand the recent developments in the market in terms of regulation, competition and product innovations
Find out Datamonitor's opinion on the future performance of the Spanish consumer credit market over the next five years and its future prospects


 

Introduction
Short report analyzing the consumer credit market in Spain. Covers market size, trend analysis, market forecasts, competitor market shares and key regulatory and competitor developments in the market.

Scope
Covers the consumer credit market (not including any loans secured on property)
Provides market sizing data in terms of gross advances and balances outstanding
Provides competitor market share for the top five players in terms of balances outstanding; a short profile of the top players is also provided
Provides competitor market share for the top five credit card lenders in terms of balances outstanding
Highlights
The Spanish economy has been ``booming``, resulting in major growth of the consumer credit market. However, Datamonitor believes that while Spain will continue to see strong economic performance, thus maintaining its status as one of the fastest growing economies in Western Europe, there will be a slight slowdown in the near future.

Consumers in Spain borrowed more through point of sale (POS) retail finance in 2004 than any other product. Much of the POS retail finance market in Spain is made up of private label cards, which are used for short term lending thus accounting for the higher proportion of gross advances compared to balances outstanding for POS retail finance.

The rapid growth experienced in the Spanish retail finance sector has occurred hand-in-hand with a boom in the Spanish consumer credit market as a whole, largely buoyed by favorable economic conditions. In addition, the rise in mortgage borrowing has further increased spending on furniture and other household items for newly purchased properties.

Reasons to Purchase
Learn how the Spanish consumer credit market has developed over the last five years
Understand the recent developments in the market in terms of regulation, competition and product innovations
Find out Datamonitor's opinion on the future performance of the Spanish consumer credit market over the next five years and its future prospects


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